Living Benefits Insurance

Your ability to work is your most valuable asset. If an illness or disability prevents you from earning an income, everyday expenses do not stop. Employer group plans often provide limited and temporary support, leaving many Canadians financially exposed. Personally owned living benefits help close this gap.

It’s important to recognize that the bigger picture is you; if you are struck with an illness or injury that prevents you from work, you can still collect disability or critical illness benefits. You are most likely going to incur additional costs involved with recovery – private/semi-private hospitalization, childcare, home care, special treatments, prescription drugs, surgery…the list goes on. Living benefits provide financial flexibility when you need it most.